If you want to get fixed income in your account every month, take advantage of this scheme today

If you want to get fixed income in your account every month, take advantage of this scheme today.

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It is also important to invest in a safe place to secure your future. Failure to do so may result in loss of money deposited by you. That is why today we are going to tell you about a scheme where investing will give you a much better return than other options. We are talking about Post Office Monthly Income Scheme Account (POMIS). This scheme will protect your deposit. With this, you can also generate a good income on it every month. So here we will know about the complete schemem

The Post Office Monthly Income Scheme (POMIS) is one of the best investment options. Because, it has 4 big advantages. Anyone can open an account and your deposit will remain the same. You will get the best return in BEST compared to Bank FD or Debt Instrument. From which you get a certain amount every month and then on completion of the scheme you will also get your full deposit. So that you can invest in this scheme for the second time and keep it as a source of monthly income.
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Who can open an account?

You can open an account in your children’s name. If the child is under the age of 10, an account can be opened in his name by his parents or the Legal Guardian. When the child reaches the age of 10, you can also get the right to manage the account yourself. At the same time, as he gets older, he gets the responsibility himself.

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How much money will have to be withheld?

Anyone can open a monthly investment scheme account. If your account is single, you can deposit more than Rs 4.5 lakh in it. A minimum of Rs 1,000 can be deposited in it. In addition, if your account is joint, an additional Rs 9 lakh can be deposited in it. One person can open more than one account but within the limit fixed by the Post Office. In which you will not get any tax exemption on the amount deposited and the interest you will get from it. However, the post office does not deduct any TDS on your earnings, but the interest you receive monthly can be included in your taxable income on its annual total.

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Find out how much you will earn each month.
The monthly interest under the income scheme is 6.6 per cent per annum. This annual interest is sold for 12 months, which you continue to receive on a monthly basis. If you have deposited Rs 9 lakh, your annual interest will be approximately Rs 59,400. For this purpose, you will earn about Rs 4,950 per month. You will get Rs 4,950 per month, plus you will get back Rs 9 lakh after maturity by adding some extra bonus. If the money is not withdrawn every month, it will be in your post office savings account and you will get further interest by adding this amount along with the principal amount.
In how many years will it be completed?

The maturity period for the scheme is 5 years. After 5 years you can reinvest your capital in this plan.
How to open an account?

You can open an account at any post office at your convenience. For this you have to submit photocopy of any one of Aadhar Card, Water ID, PAN Card, Ration Card, Driving License. Apart from this, proof of address has to be submitted, in which your identity card can also come in handy. Apart from this you will also have to submit 2 passport size photos
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