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Post Office 399 Insurance Scheme

Post Office 399 Insurance Scheme

Posted on 08/07/2025 by LG Baraiya

Post Office 399 Insurance Scheme: With this post office insurance you will get Rs.10 lakh insurance at a premium of just Rs.399 Free Medical insurance.

Life is full of uncertainties and accidents can happen at any time. While accidents are not planned for, one can certainly plan for contingency expenses. Now, IPPB’s Group Personal Accident  Insurance provides accident coverage to all its customers. Buying contingency  insurance can be the best option to keep unexpected expenses under control. IPPB customers aged 18-65 years can avail these two policies for one year by paying the required premium.

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Post Office 399 Insurance Scheme

Post Office 399 Insurance Scheme

Post Office 399 Insurance Scheme: With this post office insurance you will get Rs.10 lakh insurance at a premium of just Rs.399: India Post not only provides postal services but when it comes to banking services, it is a medium for many people especially in rural areas. Today India Post has a vast network across the country. Now, in order to protect its customers from accidental death or disability, India Post Payments Bank offers only Rs. 399 and Rs. 299 has issued a contingency insurance policy. While the premium plan for IPPB customers is Rs. 399, the basic plan is priced at Rs. 299 is.

India Post Rs. 399 Premium Insurance Plan
 

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The Rs 399 premium plan offers you cover for one year. It promises you Rs 10 lakh in case of accidental death or permanent total disability, permanent partial disability and accidental dismemberment and paralysis. Accidental medical expenses can also be claimed in IPD up to Rs 60,000 in case of accidental medical expenses in OPD and Rs 30,000 in IPD.

If you are hospitalized, you will get Rs 1000 per day for ten days.

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Post Office 399 Insurance Scheme.
India Post Rs. 299 basic insurance plan 

with its Rs. 299 as part of the basic insurance plan, IPPB in case of accidental death or permanent total disability, permanent partial disability and accidental dismemberment and paralysis of Rs. 10 lakhs coverage is offered. However, this policy premium is Rs. 399 does not offer benefits like education benefit, hospital daily cash, family transport benefits and funeral benefits offered under the scheme. However, Rs. 299 plan, in case of accidental medical expenses in IPD Rs. 60,000 and in case of incidental medical expenses in OPD Rs. 30,000 offers.

આ પણ વાંચો:શરીરના મોટાભાગના રોગોની આયુર્વેદિક સારવાર ઘરગથ્થુ ઉપચારના આ પુસ્તકમાં છે

India Post Payments Bank (IPPB) has come up with an accident insurance plan that will surely please the customers. Annual for premium version is Rs. 399 for the basic version and Rs. 299, the plan will protect customers in case of accidental death, disability or financial loss. The group accident insurance plan offered by IBPB provides coverage for one year in case of any unforeseen event, with benefits for medical expenses, education and more.

Important link.
આ યોજનાની માહિતી ગુજરાતી માં વાંચવા અહીં ક્લિક કરો
પોસ્ટ ની આ વીમા યોજના વિશે જાણો વિડિઓ માહિતી
With this post office insurance, you will get Rs.10 lakh insurance at a premium of just Rs.399.
Post office Rs. Key Benefits of 399 Insurance Scheme
Accidental Death: It covers death due to accident within 365 days of the date of accident. The coverage limit is 100% of the sum assured.Accidental Amputation and Paralysis: It covers amputation which is permanent in nature and occurs within 365 days from the date of accident. Paralysis is the loss of the ability to move (and sometimes feel anything) in part or most of the body as a result of an injury.
Education Benefit: Full sum assured is payable in case of accidental death / permanent total disability. Benefit payable to an eligible child who is a full-time student in any institution.
Permanent Total Disability: It covers total disability which is permanent in nature and occurs within 365 days from the date of accident. The coverage limit is 100% of the sum assured.
Permanent Partial Disability:
It covers partial disability which is permanent in nature and occurs within 365 days from the date of accident. The coverage limit is as per the % specified in the policy document.
Post Office 399 Insurance Scheme
LG Baraiya

मै सरकारी एम्प्लोई हु और सरकारी भर्तिया और योजना के बारेमे अच्छी नोलेज रखता हु। मेरे लेख से आप नवीनतम सरकारी नौकरियों, सरकारी योजनाओं और लाभकारी सूचनाओं के बारे में विश्वसनीय और अद्यतन जानकारी प्राप्त कर सकते हैं। मेरा उद्देश्य भारतीय नागरिकों को रोजगार और विकास के अवसरों के बारे में अधिक जागरूक बनाना और इसके लिए प्रक्रियाओं को सुविधाजनक बनाना है।

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