Post office scheme: In this post office scheme you will get income every month, you can start investment from just 1000 rupees, know complete information about this scheme.
Post office Benifit scheme: Under the post office scheme, the account can be closed on completion of five years from the date of opening of the account by submitting the prescribed application form along with the passbook to the concerned post department. If the account holder dies before maturity, the account can be closed and the amount given to the nominee.
Post Office Monthly Income Scheme.
Post office has many savings schemes in which investments are beneficial in the long term. One such scheme is the Post Office Monthly Income Scheme, which gives you an income every month. Investment in this scheme can be started from just ₹1,000. For that you can go to the nearest post office and open an account. Let’s know the benefits of this post office monthly income scheme.
1000 can be invested from Rs.
In this post office scheme you can invest from a minimum of 1000 rupees. The maximum investment limit is 9 lakh rupees. If you have a joint account, you can deposit a maximum of Rs 15 lakh. All account holders will have equal share in joint account.
How much interest rate will you get?
Currently, this monthly income scheme offers an interest rate of 8.2% per annum on the amount deposited. Interest is paid on completion of one month from the date of account opening. If the interest due is not claimed by the account holder every month, no additional interest will be earned on such interest.
How can interest amount be withdrawn?
Interest will be applicable only on Post Office Savings Account from the date of account opening to the date of withdrawal. As per the official website of the post office, interest can be withdrawn through auto credit in the same post office or savings account. Income tax is applicable on the interest received in this scheme.
પોસ્ટ ઓફિસ ની યોજના : દર મહિને મળશે 20,000 હજાર રૂપિયા… જાણો આ સ્કીમ વિશે : અહીં ક્લિક કરો
When and how the account is closed.
The account can be closed on completion of five years from the date of opening of the account by submitting the prescribed application form along with passbook to the concerned Post Office under Post Office Monthly Income. If the account holder dies before maturity, the account can be closed and the amount given to the nominee. If the account is closed after one year and before three years from the date of opening, two percent of the original amount is deducted.